Working Capital Solutions for Businesses in Baltimore, MD

Working Capital Solutions for Businesses in Baltimore, MD

Baltimore, MD is an economic hub that spans small Main Street businesses, manufacturers, contractors, innovative startups, healthcare centers, freight, and everything in between. At My Commercial Capital, we work directly with businesses in Baltimore to provide the capital they need to thrive and grow. As a locally-based financial firm, we understand the business landscape in Baltimore, and can tailor our solutions to help local businesses overcome obstacles, position themselves for growth, or anything else they need. My Commercial Capital offers working capital solutions that can be used for a variety of purposes, such as:

  • Covering overhead
  • Hiring additional staff
  • Increasing purchasing power
  • Making payroll
  • Marketing campaigns
  • New product development
  • Paying down loans and credit debt
  • Purchasing supplies, inventory, and raw materials
  • Smoothing out uneven revenue cycles
  • Time-sensitive opportunities
  • Upgrading assets and equipment 

Unsecured Business Lines of Credit for Organizations in Baltimore, MD

Establishing a line of credit allows businesses in Baltimore to improve their purchasing power, and it opens the door to other financing and opportunities. One of the biggest obstacles for local businesses is that they do not have the collateral necessary to secure a sufficient line of credit. At My Commercial Capital, we believe both new and established businesses should be able to access the working capital they need without high collateral requirements. As a response, we offer unsecured lines of credit to businesses in Baltimore, MD. Our lines of credit do not have any collateral requirements, allowing startups and well-established businesses to get a reliable source of capital for all of their needs. Unsecured lines of credit from My Commercial Capital include:

  • Unsecured lines of credit from $25,000 to $50,000 for startups and new businesses
  • Unsecured lines of credit up to $500,000 and above for established businesses
  • Low interest rates
  • No subprime loans
  • Revolving and non-revolving options
  • Attractive introductory offers
  • Up to 5% over prime for large lines of credit
  • No collateral required as long as other qualifications are met
  • Fast prequalifications

Merchant Cash Advance Programs for Businesses in Baltimore, MD

Merchant cash advances from My Commercial Capital provide discretionary capital to businesses that need working capital for inventory, seasonal sales, marketing, growth, or anything else. Unlike a traditional loan, a merchant cash advance is an infusion of working capital that does not place debt on the books or compromise credit ratings. Additionally, there are no fixed payments. The balance is repaid from a small percentage of purchases that customers make with credit cards. This gives businesses in Baltimore, MD the flexibility they demand without placing a strain on finances. Merchant cash advances from My Commercial Capital feature:

  • Working capital advances up to $200,000 for each business location
  • No collateral required
  • Flexible payment methods
  • No fixed payments, application fees, or closing costs
  • Minimal paperwork to qualify
  • No prepayment penalties
  • Financing available in as fast as 7 days

Our merchant cash advances can be repaid from all major credit card brands, such as:

  • American Express
  • Discover
  • MasterCard
  • Visa 

Get the Financing You Need

If you are in Baltimore and need accessible and affordable working capital solutions, contact the team at My Commercial Capital.